The UrClimate Suite
Comprehensive SaaS products for climate risk assessment, from screening
to financial quantification.
Physical Risk Scoring
UrClimate Score
Instant property-level climate risk scores for underwriting and portfolio screening. Powered by advanced meteorological models and machine learning.
- Multi-hazard risk scoring (8+ perils)
- Property-level granularity
- Real-time API access
- TCFD-aligned reporting
Custom Analytics Platform
UrClimate Tailor
Bespoke climate risk analytics tailored to your specific portfolio, risk appetite, and reporting requirements.
- Customizable risk models
- Portfolio aggregation
- Scenario analysis (RCP/SSP)
- White-label dashboards
Financial Impact Quantification
UrClimate Next
Transform physical risk data into financial metrics. Calculate AAL, stress test portfolios, and meet IFRS S2 disclosure requirements.
- Annual Average Loss (AAL)
- Expected Annual Loss (EAL)
- Financial stress testing
- IFRS S2 / TSRS compliance
How it works
We define the problem and the right scale
We clarify the asset or portfolio objective, geographic scope, hazard set (e.g., heatwaves, storm/wind, flooding, wildfire), and performance criteria. At this stage, we determine which decision will be supported (design, investment, insurance, or operations) and define the appropriate spatial/temporal resolution and output format. Step label (desc.): Objective + scope
Step 1
We build a multi-scale modelling framework
We combine climate and meteorological data with topography, land use, urban geometry, and project-specific site inputs. By selecting the appropriate physical approach (e.g., WRF, CFD, hydrologic–hydraulic modelling), we establish a consistent solution chain from macro to micro scales and apply quality control, calibration, and technical verification to ensure reliability. Step label (desc.): Model + validation
Step 2
We translate results into decision outputs
We turn results into decision-ready deliverables: risk indicators, scenario comparisons, sensitivity/exposure insights, and improvement/adaptation options. Where required, we link these outputs to financial impact metrics and deliver them in the format best suited to the use case—report, map, interactive dashboard, or API. Step label (desc.): Report / API / Dashboard
Step 3